The financial industry is akin to a swiftly flowing river, constantly evolving and shifting its course. In this type of unreliable industry, financial professionals find themselves navigating a complex web of regulations, technologies, and client expectations. The challenge, however, lies not just in keeping up but in staying ahead of the curve. 

Staying up-to-date with the latest marketing trends is not just a choice; it’s a necessity to remain relevant and successful in this dynamic sector. In this article, we’ll embark on a journey through the turbulent waters of financial trends, exploring how being at the forefront of these shifts can set the course for success in the financial world.

7 Marketing Trends Your Financial Institute Needs to Know About

These trends are more than just buzzwords; they represent the dynamic forces shaping the financial industry. By understanding and integrating these trends into their strategies, financial professionals can position themselves for success and keep pace with the market’s ever-shifting currents. Let’s dive into the sea of change and discover the trends shaping the future of financial marketing.

1. Customer-Centric Marketing

This trend focuses on placing the customer at the center of all marketing efforts. Financial institutions are tailoring their products, services, and communication to meet individual customer needs, enhancing client experiences, and building long-term relationships.

Here are some examples of customer-centric marketing in the financial industry:

  • Personalized Recommendations: Analyzing customer data to provide personalized product or service recommendations based on their financial goals and previous interactions.
  • Tailored Content: Creating content that addresses specific customer needs and concerns. For example, blog posts or videos on retirement planning for customers approaching retirement age.
  • Responsive Customer Service: Offering 24/7 customer support through various channels, including chat, email, and phone, to ensure customers can get help whenever they need it.
  • Feedback Integration: Actively seeking and listening to customer feedback and using it to make improvements to products, services, and the overall customer experience.
  • Client Segmentation: Segmenting customers into groups based on their needs and preferences and delivering targeted marketing campaigns to each segment.
  • Loyalty Programs: Implementing loyalty programs that reward customers for their continued business, encouraging them to stay and engage with the institution.
  • Client Surveys: Conducting surveys to gauge client satisfaction and identify areas for improvement. Acting on the survey results demonstrates a commitment to meeting client needs.
  • Customized Financial Plans: Providing clients with personalized financial plans that outline strategies for achieving their specific financial goals.
  • Regular Updates: Keeping clients informed about their account activities, financial news, and market updates, ensuring they are always in the know.
  • Omnichannel Experience: Ensuring a consistent and seamless experience across all channels, be it in-branch, online, mobile, or social media.
  • Transparency: Being transparent about fees, terms, and conditions, ensuring that clients have a clear understanding of their financial products.
  • Timely Alerts: Sending alerts and notifications to clients about unusual account activities, helping them stay vigilant about potential fraud.
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2. Video Marketing and Webinars

Video content is gaining traction in finance. Short videos and webinars are used to convey complex financial concepts, deliver market insights, and engage clients in a more dynamic way.

Here are some examples:

Video Marketing:

  • Educational Explainers: Create short videos that explain complex financial concepts in a simple and visual way. For example, a video titled “Understanding Risk in Investment.”
  • Market Updates: Regularly release video updates on market trends, economic news, and their potential impact on investments.
  • Client Testimonials: Produce video testimonials featuring satisfied clients sharing their success stories and experiences with your institution.
  • Behind-the-Scenes: Offer a glimpse into your institution’s daily operations and the team that manages clients’ finances, adding a personal touch.
  • Financial Tips: Share quick financial tips or advice in short video snippets. For example, “Three Tips for Smart Budgeting.”
  • Interviews: Conduct video interviews with financial experts from your institution, discussing various topics and providing valuable insights.
  • Case Studies: Present in-depth video case studies that showcase how your institution helped clients achieve their financial goals.
  • Video Newsletters: Convert your newsletters into video format, offering a more engaging way to convey information.
  • Animated Infographics: Use animated infographics to visually explain financial data, market trends, or investment strategies.
  • Live Q&A Sessions: Host live video sessions where clients can ask questions, get advice, and receive real-time responses.


  • Investment Strategy Webinars: Host webinars that delve into various investment strategies, explaining the pros and cons of each.
  • Retirement Planning Workshops: Conduct interactive webinars that guide clients through retirement planning, covering topics like 401(k)s, IRAs, and annuities.
  • Tax Season Prep: Offer webinars before tax season to help clients prepare and navigate the complexities of filing taxes.
  • Financial Planning for Life Stages: Create webinars that focus on financial planning for different life stages, from college savings to retirement.
  • Estate Planning Seminars: Host webinars that address the importance of estate planning, including wills, trusts, and inheritance strategies.
  • Guest Speaker Series: Invite external financial experts to present webinars on specialized topics like cryptocurrency or sustainable investing.
  • Interactive Polls and Surveys: Use webinars to engage the audience with live polls and surveys to gather feedback and insights.
  • Portfolio Reviews: Provide clients with webinars where experts review their investment portfolios and offer recommendations.
  • Compliance and Regulation Updates: Keep clients informed about changes in financial regulations and their potential impact.
  • Financial Literacy Seminars: Host webinars that focus on improving financial literacy and teaching clients how to manage debt, budget, and invest wisely.

3. Data Analytics

Financial institutions leverage customer data to deliver personalized content and offers, enhancing client satisfaction and increasing conversion rates.

Here are some examples:

  • Client Segmentation: Use data analytics to segment clients based on criteria like age, income, investment preferences, and life stages. This helps in delivering more relevant marketing campaigns.
  • Behavioral Analysis: Analyze client behavior on your website to gain insights into their interests and intent. For example, tracking which financial articles they read or which products they explore.
  • Predictive Analytics: Employ predictive analytics to forecast future client needs, such as identifying clients who might be considering a mortgage or planning for retirement.
  • Churn Prediction: Predict client churn or attrition based on changes in behavior, allowing you to proactively engage at-risk clients.
  • Marketing Attribution: Use data analytics to understand which marketing channels and campaigns are most effective in acquiring and retaining clients, enabling you to allocate resources more efficiently.
  • Client Lifetime Value (CLV): Calculate the CLV of each client to prioritize efforts on high-value clients and develop strategies for long-term relationships.
  • A/B Testing: Conduct A/B tests on different marketing messages or offers and analyze the data to determine which resonates most with your clients.
  • Fraud Detection: Implement data analytics to identify and prevent fraudulent activities, protecting both your institution and your clients.
  • Market Trend Analysis: Analyze market trends, economic indicators, and external factors to make informed investment decisions and provide valuable insights to clients.

4. AI and Chatbots in Customer Service

Artificial intelligence and chatbots are streamlining customer service. They provide quick responses to client queries, improving efficiency and ensuring 24/7 support.

Here are some examples of their applications:

AI-Powered Chatbots:

  • 24/7 Support: Chatbots can offer round-the-clock customer support, ensuring clients can get assistance at any time, even outside regular business hours.
  • Account Information: Clients can inquire about their account balances, recent transactions, and account history through chatbots.
  • Bill Payments: Chatbots can assist clients in making bill payments, transferring funds between accounts, or setting up automated payments.
  • Account Setup: Chatbots can guide new clients through the process of opening accounts, applying for credit cards, and setting up online banking.
  • Loan Information: Clients can obtain information on loan options, interest rates, and eligibility criteria for various financial products.
  • FAQs and Guidance: Chatbots can answer frequently asked questions and offer guidance on financial matters, such as how to dispute a charge, apply for a loan, or set up a savings plan.
  • Security Alerts: Chatbots can send security alerts to clients, notifying them of unusual account activity or reminding them to update their passwords.
  • Complaint Resolution: Chatbots can assist clients in initiating the resolution of complaints or disputes, guiding them through the process, and connecting them with the appropriate support teams.

5. Sustainable Finance Marketing

As environmental and social responsibility become more important, financial institutions are marketing sustainable financial products. Clients are given the option to invest in funds and portfolios that align with their values.

Here are some examples of sustainable finance marketing:

  • Sustainable Investment Funds: Promoting investment funds that prioritize companies with strong ESG practices and those involved in sustainable industries, such as renewable energy or clean technology.
  • Green Banking Services: Marketing banking services that support eco-friendly initiatives, like paperless banking, reduced carbon footprint, and green financing options.
  • Impact Investing: Showcasing impact investing options that allow clients to support social or environmental causes through their investments, such as affordable housing or clean water projects.
  • Eco-friendly Credit Cards: Promoting credit cards with eco-friendly benefits, such as donating a portion of each transaction to environmental causes or offering discounts on sustainable products.
  • Sustainability Reports: Sharing sustainability reports that highlight an institution’s own ESG efforts and achievements, demonstrating a commitment to sustainable practices.
  • Partnerships with Green Initiatives: Form partnerships with environmental organizations or sustainable businesses and promote these collaborations as a way to support the planet.
  • Carbon Offset Programs: Offering carbon offset programs for clients, allowing them to calculate their carbon footprint and invest in projects that reduce or capture greenhouse gas emissions.
  • Sustainable Mortgages: Marketing mortgages for eco-friendly homes or energy-efficient renovations, often with incentives like lower interest rates or reduced fees.
  • Sustainable Savings Accounts: Promoting savings accounts that invest in sustainable projects and disclosing the positive environmental and social impact clients can make through their savings.
  • Renewable Energy Loans: Showcasing loans designed for investing in renewable energy projects, like solar panels or wind turbines, to reduce energy costs and environmental impact.
  • Socially Responsible Insurance: Offering insurance policies that support social causes, such as policies that donate a percentage of premiums to charities or organizations.
  • Sustainable Financial Planning: Providing financial planning services that take into account ESG considerations, helping clients align their financial goals with their values.
  • Sustainable Mobile Apps: Developing mobile apps that allow clients to track their ESG investments, view sustainability performance data, and access educational resources.

6. Regulatory Compliance in Marketing

The financial industry’s stringent regulations require compliance in marketing efforts. Adhering to regulations and ensuring that marketing materials meet legal standards is non-negotiable.

Here are some examples of regulatory compliance in marketing:

  • Truth in Advertising: Ensuring that all marketing materials, including ads, brochures, and websites, provide accurate and truthful information about financial products and services.
  • Transparency in Disclosures: Clearly disclosing all terms, conditions, fees, and any potential risks associated with financial products, as required by regulations.
  • Data Protection (GDPR, CCPA, etc.): Complying with data protection regulations by obtaining proper consent for data collection and storage and ensuring clients have control over their data.
  • Anti-Money Laundering (AML): Implementing AML measures to prevent money laundering, including client identity verification and transaction monitoring.
  • Know Your Customer (KYC): Verifying the identity of clients through comprehensive due diligence procedures before providing financial services.
  • Consumer Financial Protection Bureau (CFPB) Rules: Complying with CFPB regulations, which cover various aspects of financial marketing and client protection.
  • Fair Lending Laws: Ensuring fair lending practices by avoiding discrimination and providing equal access to financial services.
  • Securities and Exchange Commission (SEC) Regulations: Following SEC regulations when marketing and selling securities and investment products.
  • Compliance with Federal Trade Commission (FTC) Guidelines: Adhering to FTC guidelines related to deceptive advertising, endorsements, and testimonials.
  • CAN-SPAM Act: Comply with CAN-SPAM requirements when sending commercial emails, including opt-out options and valid physical addresses.
  • Financial Industry Regulatory Authority (FINRA) Guidelines: Abiding by FINRA regulations when marketing and advertising financial products, including broker-dealer communications.
  • State-Specific Regulations: Complying with state-specific financial regulations, which can vary significantly, particularly in banking and insurance.
  • Safeguarding Client Information: Implementing strong security measures to protect client information from data breaches and cyberattacks.

7. Localized Marketing and Community Engagement

Financial institutions are targeting local markets with localized content and community engagement efforts. This approach fosters a sense of belonging and trust within local communities.

Here are some examples:

Localized Marketing:

  • Local SEO Optimization: Optimize your website and online presence for local search terms, ensuring that clients can easily find your institution when searching for financial services in their area.
  • Local Partnerships: Collaborate with local businesses and organizations to offer joint promotions or events, emphasizing your support for the local economy.
  • Geotargeted Ads: Use geotargeting in your online advertising campaigns to reach clients in specific regions, promoting branch openings, local events, or personalized offers.
  • Branch-Specific Promotions: Tailor promotions and offers to individual branches or regions to address the unique financial needs and opportunities in each community.
  • Community Involvement: Sponsor or participate in local community events, such as fairs, parades, or charity runs, to demonstrate your institution’s commitment to the community.
  • Localized Social Media: Use social media to engage with local clients and community groups, sharing updates about local branch activities, promotions, and events.

Community Engagement:

  • Financial Education Workshops: Offer financial literacy workshops and seminars to the local community, providing valuable insights and guidance.
  • Charitable Initiatives: Support local charities and nonprofits through donations or volunteering, reflecting your institution’s dedication to community betterment.
  • Scholarships and Grants: Establish scholarship programs for local students or provide grants to community organizations, reinforcing your commitment to education and growth.
  • Financial Clinics: Host financial clinics where clients can receive one-on-one financial advice and consultation from experts at your institution.
  • Local Networking Events: Organize local networking events, bringing together business owners and clients to promote local economic growth and financial success.
  • Community Recognition: Recognize outstanding community members or businesses with awards or sponsorships, showing appreciation for local contributions.
  • Local Banking Services: Promote specialized services that cater to the unique financial needs of the local community, such as agricultural loans in rural areas or small business financing in local business districts.

These trends represent the ever-evolving nature of the financial industry, where staying current is crucial for remaining competitive and meeting client expectations. Adopting these trends can help financial professionals adapt to the changing landscape and build stronger, more meaningful relationships with their clients.

Author Bio:

by Jessica Lunk

Digital Marketing Manager